Payday loans have become the face of predatory lending in America for one reason: The average interest rate on a payday loan is 391% and can be higher than 600%! 1. Our process allows you to apply 100% online, whenever and wherever. We know that loan emergencies don’t always happen at convenient times. The minimum loan term is 8 days and the maximum loan term is 45 days. If your next payday is within 9 days from the date you take out the loan, you can repay on the following payday. Your loan will be due on the date set forth in the loan agreement typically your next payday. Instead, you’ll have the opportunity to use a side hustle to bring in more income until your paycheck hits your account. With the help of a quick side hustle, you may not need to take out a short-term loan with Dave. Beyond helping you manage your bills until payday, Dave can also help you find a side hustle.
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